Estate claim versus dependency claim

You are dealing with both an estate and a family claim and want the difference explained.

An estate claim and a dependency claim are two separate legal actions that can both follow a road accident death, and they recover different things. The estate claim continues what the deceased could already have claimed had they lived. The dependency claim compensates the family directly for the support they have lost. Many families bring both together rather than choosing one.

The comparison in one place

Estate claimDependency claim
Legal basisSection 8, Civil Law Act 1956.Section 7, Civil Law Act 1956.
Who brings itThe executor or administrator of the estate.The eligible family members, spouse, parents and children.
What it recoversPain and suffering before death, medical bills and funeral costs already incurred.Loss of support, funeral expenses and the bereavement award.
What it excludesThe deceased’s own future earnings after death, exemplary damages, bereavement.[1]Nothing recovered by the estate is claimed twice here.
DeadlineTime limits still apply; confirm the specific period with an advocate and solicitor.Three years from the date of death, treated as absolute.[2]

Why both claims often run together

The two claims are assessed on different bases and cover different losses, so bringing both is common rather than a sign of double-claiming. Courts take care to avoid the same loss being paid twice under both claims.

The single biggest gap most families misunderstand

The estate cannot recover the income the deceased would have earned after death, often called the lost years.[1] This is precisely the gap the dependency claim, through loss of support, is designed to fill instead.

What to do next

Who can claim after a death sets out who falls into the dependency side of this table. What an estate claim can recover and how a dependency claim works each go into their own claim in more depth, and making a claim after a fatal accident explains how the two fit together in practice.

If you are dealing with both an estate and a family claim after a death, tell us where things stand, and we will explain plainly how the two fit together for your situation.

Common questions

Do we have to choose between an estate claim and a dependency claim?

No, generally both can be brought together, since they cover different losses. Care is taken during the claims to avoid the same loss being paid twice across the two claims.

Who actually starts the estate claim?

The executor named in a will, or an administrator appointed where there is no will, generally brings the estate claim on behalf of the deceased's estate.

Does the estate receive any part of the bereavement award?

No. The bereavement award belongs to the eligible family members under the dependency claim, not to the estate, which follows its own separate set of recoverable items.

Which claim has the stricter deadline?

The dependency claim has a firm three-year deadline from the date of death, treated as an absolute bar. Time limits apply to the estate claim as well, so both are worth acting on early rather than assuming either can wait.

If you are dealing with both an estate and a family claim after a death, tell us where things stand, and we will explain plainly how the two fit together for your situation.

WhatsApp us