Permanent disability

Permanent disability is an impairment from an injury that is not expected to improve further, even after treatment and recovery time have run their course.

It is confirmed through a specialist report once your condition has stabilised, and it affects several parts of a claim at once: the pain and suffering award, any need for future care, and a possible claim for reduced earning capacity. A permanent disability does not need to stop you working entirely to matter; a lasting limitation on what you can safely do is still relevant.

Documenting a permanent disability properly, with clear specialist evidence, is usually what separates a claim that reflects the real, lasting loss from one that undervalues it.

Claiming for a permanent disability explains what evidence is needed.